Together we're better and stronger

The members of Southwest Colorado Federal Credit Union overwhelmingly voted in favor of a merger with Credit Union of Colorado. The merger will help ensure long-term financial stability and improve member services including digital banking. Most important, it will both preserve and enhance local presence and commitment.


"This merger is great news for our members. By joining with a larger, more diversified credit union, we’ll be able to offer our members a sound and secure future without sacrificing the personalized service and dedication to our community that they trust us to deliver. We would not have taken this step if we had not found a partner whose culture was consistent with ours." ~ Emily Ter Maat, CEO Southwest Colorado Federal Credit Union


"We could not be more pleased to welcome Southwest Colorado Federal Credit Union members to our Credit Union of Colorado family. We are looking forward to honoring the Southwest Colorado Federal tradition of serving members and the community." ~ Terry Leis, CEO Credit Union of Colorado


There is so much to gain...

Credit Union of Colorado offers a host of convenient ways to access your money along with truly personalized service. Below are just a few ways your member experience will be enhanced by what they have to offer. Visit for more information about their products and services.


This merger is important for many reasons, but our primary concern is our members – making sure you have a sound and secure future. By joining with a larger, more diversified credit union like CUOFCO, we’ll be able to offer you more without sacrificing personalized service and a dedication to the Southwestern Colorado community you are used to enjoying.

Credit Union of Colorado has 80-plus years of history serving Colorado communities. The primary purpose of the merger is to expand the range of products and services offered to members. Credit Union of Colorado offers a wide range of products and services including:

  • Digital online and mobile banking
  • Bill Pay
  • Mobile Deposit
  • Mobile Wallet Solutions
  • Online loan application
  • Access to over 62,000 surcharge-free ATMs
  • 16 branch locations around Colorado
  • And more!

Member service – Our first priority for a merger partner was a credit union whose service culture matched ours.

Financial stability – Partnering with a credit union with a proven record of financial performance.

Scale – Size matters for financial institutions in terms of their ability to offer a wide variety of products and services.

Local commitment – A merger partner who exhibits serving the unique needs of local communities.

Continuity – For a merger partner to be considered they had to agree to maintain a location in Durango and employ current Southwest Colorado Federal Credit Union staff.

Yes! The Durango office at 15 Bodo Drive, Durango, CO 81303 will remain open and employ current staff members. You will continue to enjoy great member service.

Yes. You will continue to receive the same personalized service from the friendly staff at the Durango office location.

Yes. Credit Union of Colorado is federally insured by the National Credit Union Administration. Deposits are insured up to at least $250,000 per individual depositor.

Branch hours will remain the same. 

Lobby:   Monday-Friday  8:30am-4:30pm

Drive Up:  Monday-Friday  8:00am-5:30pm and Saturday  9:00am-12:00pm

For a complete list of Credit Union of Colorado office locations and hours, please visit

Credit Union of Colorado has been involved in local communities for decades. Staff members in branch offices are constantly looking for ways to impact local causes whether it be with volunteer time, or collecting donations. The management team lends their expertise, serving on various local community boards. And the Credit Union of Colorado Foundation support education and emergency human services through financial donations and volunteerism. Last year alone, Foundation supporters made possible, grants to 54 non-profit organizations in Colorado and $40,000 in scholarships for a total of over $200,000.

Yes. The Credit Union of Colorado Foundation has a General Scholarship program that provides ten (10) $5,000 annual scholarships for students. There is a Community College Scholarship program that offers up to three full-time $1,500 scholarships and four part-time $750 scholarships for Credit Union of Colorado members who are students enrolled in one of thirteen Colorado community colleges. Learn more about the Scholarship programs by visiting

Credit Union of Colorado minimum primary savings account balance is $25.

For a complete list of deposit accounts, please visit

Your current loan will be transferred to Credit Union of Colorado. You'll receive the same personalized service you've always had with local staff members plus a dedicated loan servicing department who will be able to answer any questions you may have.

Credit Union of Colorado offers multiple channels to connect with a supportive member advocate. The two call centers, right here in Colorado, are staffed with knowledgable people who are here to help answer your account questions. They also have online chat and email if you prefer to contact them online. The telephone self-service menu lets you manage your accounts from your phone as well.

Of course if you are looking to speak to someone specifically, the telephone menu tree can direct you to the extension you are looking for.

Your account number will be longer than before. We will add a two digit suffix to your original SWCFCU account number. This change was needed to avoid confusion with existing CUofCO accounts. You will be receiving a detailed letter in the mail with your specific account information in early February.

For those members who utilize Bill Pay, we will be contacting you directly to help you with the transition to the CUofCO Bill Pay service.

After the account conversion is complete, you will need to update with the CUofCO routing number and your updated account number.

All term loan accounts will keep their current rate and payment amount.

You will be able to register and login to Digital Banking using your updated account number on March 1, 2020.